Fannie Mae is dropping its 620 minimum credit score rule, giving lenders more flexibility to assess borrower risk without changing core loan standards.

Fewer homeowners are completing a For Sale By Owner transaction and are heavily turning to real estate agents for guidance, NAR found.

From color and texture to scent and sound, homeowners are using all five senses to create spaces that feel personal, nostalgic and alive.

Agents who tailor holiday marketing for AI-driven searches, mobile users and shareable local content can stand out and turn seasonal interest into new clients.

Adjustable-rate mortgages made up about 10% of all mortgage applications in September, the highest share in nearly two years and well above the post-2008 average of 6%.

Experts say the best home staging starts with a focal point, showcases light and room flow, and helps buyers picture living in the space day to day.

A new survey found 71% of aspiring homeowners are postponing major life steps, including marriage, children and career changes, until they can afford a home.

Some agents avoid lead-gen calls due to fear or burnout, but small daily goals, training and accountability can boost confidence and steady growth.

Some financial planners say paying off a low-rate mortgage early can backfire. Investing or saving instead may build more wealth and provide better flexibility.

Realtor.com says sustainability and smart-home tech define 2025, with WaterSense fixtures, EV chargers and indoor-outdoor design among the fastest-rising features.

Underutilization of VA loans delays homeownership, especially in high-cost markets and areas where veterans may not know about their benefits, new research shows.

Holiday lights and décor boost curb appeal, but experts urge safety. Use outdoor-rated products, avoid staples and overloaded circuits and plan displays wisely.

Housing officials said the White House is developing a 50-year mortgage option to expand affordability as home prices and adjustable-rate loans rise.

Even experienced agents make growth-blocking mistakes. Experts say embracing AI, branding and proactive communication can turn it around.

The University of Michigan’s consumer survey found sentiment fell to a three-year low of 50.4 as the shutdown dragged on, with rising pessimism about jobs and finances.

Careful planning, clear communication and realistic expectations can help homeowners avoid stress, safety issues and costly surprises during a remodel.

More than 600 agents described how the federal shutdown has delayed loans, halted flood insurance renewals and stalled home sales nationwide.

Falling rates, higher inventory and motivated sellers make late 2025 one of the best times for buyers to secure favorable deals before spring prices rise.

Buyers and sellers are more informed now. Today’s agents must pair market insight, storytelling and strategy to deliver value that stands out across markets

The average rate on 30-year mortgages moved up to 6.22% from 6.17% last week. Rates on 15-year mortgages rose to 5.5% from 5.41%, Freddie Mac said.