Florida Realtors takes a member-first approach to technology, pairing practical tools with education to deliver real-world value.

Young buyers are pooling resources as lenders adapt, offering programs for unrelated co-borrowers and credit models that better reflect real-world payment behavior.

AI tools can help professionals define clearer financial targets, break goals into steps and organize planning — with care around data privacy and verification.

Down payment saving timelines have improved since 2022, falling to roughly seven years nationwide as price growth slows.

HOAs can restrict holiday decorations if its rules allow. Review governing documents, ask for clarification and work with neighbors to seek changes.

Pending home sales rose 3.3% in November and 2.6% year over year, with gains in all regions as improving affordability and inventory drew more buyers into the market.

The new and updated listing, leasing and compensation forms reflect MLS policy changes, current laws and local requirements, with older versions retired and replaced.

Rates on 30-year mortgages fell to 6.15%, while 15-year rates dipped to 5.44%, reflecting easing borrowing costs heading into the new year.

Florida Realtors’ data: Single-family closed sales up 3.4%, condo sales up 1.6% YoY. “Pent-up housing demand is being unlocked,” says Chief Economist Dr. O’Connor.

The average rate on 30-year mortgages slipped to 6.21% from 6.22% last week. Rates on 15-year mortgages averaged 5.47%, down from 5.54% last week.

Delistings are rising in some markets as pricing gaps widen. Agents can keep sellers committed by setting realistic prices and staying proactive.

Florida’s housing market slowed in 2025, but easing mortgage rates, steady migration and improving international activity point to early momentum.

As markets normalize, agents can win more listings by leaning on local data, clearer pricing expectations and 90-day plans that build steady pipeline activity.

A UF statewide study finds Florida’s rental demand outpacing supply, with rising costs, shrinking affordability and growing pressure on low-income households.

Emerging tech is helping agents spot buyer intent sooner, prompting timely outreach that turns interest into real conversations as 2026 approaches.

The Fair Credit Reporting Act outlines how credit data is collected, who can access it and what rights consumers have to dispute errors and protect their information.

Homeowners should rely on referrals, compare written estimates, hire local when possible and confirm insurance coverage before selecting a contractor.

Slower price growth marked 2025 as more metros saw declines, equity borrowing increased and affordability pressures remain heading into 2026.

High-end buyers are showing growing interest in fully furnished homes, drawn by faster move-ins, simpler logistics and the appeal of turnkey living.

The Supreme Court declined to revisit an antitrust challenge involving NAR’s former optional no-commingling policy, leaving lower-court rulings in NAR’s favor intact.