The federal housing agency already made changes, such as allowing on-time rent payments to be considered for a loan, and it’s asking for recommendations to do more.

One owner hit by Hurricane Idalia doesn’t have flood insurance and doesn’t plan to get it. It’s not the home’s first flood, and “We just wash it out and move along.”

It’s almost mandatory to answer a negative review, but it’s almost as important to thank positive reviewers to build an audience and encourage more comments.

Existing homes can be elevated – a mitigation strategy for storm surge – and federal programs will help pay for it. But the program comes with hurdles.

If Congress passes an extension, transactions can proceed. If not, homebuyers who need mortgage-mandated flood coverage should plan ahead to avoid problems.

Of millennials who do hope to buy, almost half say it won’t be soon because home prices are too high – the No. 1 obstacle toward homeownership.

HOAs have common areas as do condo associations, and the answer to “Who owns them?” varies under Fla. law and even from association to association.

Sellers stopped selling and some buyers stopped buying, but demand still outweighs supply. The result: Declining sales prices may have bottomed out in early summer.

However, the 30-year fixed-rate mortgage remains near the 22-year high it hit three weeks ago. Last week, it was 7.18%.

After Idalia, Fitch Ratings warns about long-term effects of property-insurance problems in Fla. and California, citing rising costs and reduced availability.

An analysis of 2021 tax data shows even high-earning millennials are increasingly attracted to low-cost locales. Where are they going? Florida tops the list.

MBA: Home loan applications fell 2.1% last week to the lowest level in 28 years, as low housing inventory and higher mortgage rates sidelined would-be buyers.

Agents should think about their focus or niche market, seek their mentors’ advice, consider their marketing budget and set specific, measurable goals.

RE Q&A: Whether you pay or not, discuss the issue as a family to make sure all are on the same page. Check the insurance policy coverage, too, as a safeguard.

Fla. is one of the states that filed a lawsuit against NFIP’s “Risk Rating 2.0,” but legal arguments now contest the states’ legal standing to challenge the changes.

It’s too early to know. Nine out of 10 people will file a claim within the first 30 days, experts say, which is reported to the Fla. Office of Insurance Regulation.

Resources are available to assist state, tribal and local recovery efforts in areas affected by the hurricane. The fed disaster declaration covers 13 Florida counties.

U.S. companies plan for over $100B in solar projects and are considering large tracts of timber land as well as the rooftops of malls and other commercial buildings.

Over 90% of buyers rely on their agent to manage the homebuying process; agents who are knowledgeable about mortgages provide valuable guidance to clients.

After a natural disaster, imposters going after someone’s personal and financial info may tie their scams to the recent hurricane, wildfire or other emergency.