Aging has changed. Boomers are healthier and can wait longer to sell their home. But that makes the age transition gap another challenge first-time homebuyers face.

Property insurance costs aren’t completely under human control. NOAA says 2023 has had 23 billion-dollar-plus disasters so far due to changes in the climate.

If more workers are called back to the office, would the housing inventory improve? Still, top reasons remain family, more space and/or a lower cost of living.

There’s no sure thing and risks remain, but it appears likely that the global economy will avoid a hard landing, with a modest economic downturn more likely.

Aug. report: Rather than lower monthly rents that remain within $2 of their all-time high, more landlords are offering perks, such as a free month or two.

Independent businesses aren’t quite as optimistic about the next six months, and many hope to maximize profits now to prepare for any possible downturn.

The few-accents, white-walls trend has faded. A growing trend this fall is “dopamine I” – decorating that focuses on happiness, color and self-expression.

A study of HUD data found that Black, Asian and Latino subsidized renters paid up to 25% more than white renters – but Native Americans appeared to pay less.

The federal housing agency already made changes, such as allowing on-time rent payments to be considered for a loan, and it’s asking for recommendations to do more.

One owner hit by Hurricane Idalia doesn’t have flood insurance and doesn’t plan to get it. It’s not the home’s first flood, and “We just wash it out and move along.”

It’s almost mandatory to answer a negative review, but it’s almost as important to thank positive reviewers to build an audience and encourage more comments.

Existing homes can be elevated – a mitigation strategy for storm surge – and federal programs will help pay for it. But the program comes with hurdles.

If Congress passes an extension, transactions can proceed. If not, homebuyers who need mortgage-mandated flood coverage should plan ahead to avoid problems.

Of millennials who do hope to buy, almost half say it won’t be soon because home prices are too high – the No. 1 obstacle toward homeownership.

HOAs have common areas as do condo associations, and the answer to “Who owns them?” varies under Fla. law and even from association to association.

Sellers stopped selling and some buyers stopped buying, but demand still outweighs supply. The result: Declining sales prices may have bottomed out in early summer.

However, the 30-year fixed-rate mortgage remains near the 22-year high it hit three weeks ago. Last week, it was 7.18%.

After Idalia, Fitch Ratings warns about long-term effects of property-insurance problems in Fla. and California, citing rising costs and reduced availability.

An analysis of 2021 tax data shows even high-earning millennials are increasingly attracted to low-cost locales. Where are they going? Florida tops the list.

MBA: Home loan applications fell 2.1% last week to the lowest level in 28 years, as low housing inventory and higher mortgage rates sidelined would-be buyers.