The state’s insurer of last resort shed about 541,000 policies in 2025 as depopulation and legal reforms shifted coverage back to private insurers.

Expectations improved in December, but inflation and labor market uncertainty continued to shape how Floridians view the economy heading into 2026.

AI is being used to analyze MLS data, create charts, map customer workflows and plan local content, saving time while strengthening market visibility.

Florida Realtors chief economist sees easing rates steadying Fla.’s market; NAR deputy chief economist cites national affordability pressures for first-time buyers.

Smart use of digital calendars helps agents reduce no-shows, improve communication and stay connected with customers through automation, reminders and integrations.

Digitally savvy, repeat buyers now dominate the market, using online research to screen agents before first contact and moving quickly once they engage.  

Florida Realtors takes a member-first approach to technology, pairing practical tools with education to deliver real-world value.

Young buyers are pooling resources as lenders adapt, offering programs for unrelated co-borrowers and credit models that better reflect real-world payment behavior.

AI tools can help professionals define clearer financial targets, break goals into steps and organize planning — with care around data privacy and verification.

Down payment saving timelines have improved since 2022, falling to roughly seven years nationwide as price growth slows.

HOAs can restrict holiday decorations if its rules allow. Review governing documents, ask for clarification and work with neighbors to seek changes.

Pending home sales rose 3.3% in November and 2.6% year over year, with gains in all regions as improving affordability and inventory drew more buyers into the market.

The new and updated listing, leasing and compensation forms reflect MLS policy changes, current laws and local requirements, with older versions retired and replaced.

Rates on 30-year mortgages fell to 6.15%, while 15-year rates dipped to 5.44%, reflecting easing borrowing costs heading into the new year.

Florida Realtors’ data: Single-family closed sales up 3.4%, condo sales up 1.6% YoY. “Pent-up housing demand is being unlocked,” says Chief Economist Dr. O’Connor.

The average rate on 30-year mortgages slipped to 6.21% from 6.22% last week. Rates on 15-year mortgages averaged 5.47%, down from 5.54% last week.

Delistings are rising in some markets as pricing gaps widen. Agents can keep sellers committed by setting realistic prices and staying proactive.

Florida’s housing market slowed in 2025, but easing mortgage rates, steady migration and improving international activity point to early momentum.

As markets normalize, agents can win more listings by leaning on local data, clearer pricing expectations and 90-day plans that build steady pipeline activity.

A UF statewide study finds Florida’s rental demand outpacing supply, with rising costs, shrinking affordability and growing pressure on low-income households.