Fed Cut May Slowly Ease Mortgage Costs

Mortgage rates have already dipped in anticipation of the Fed’s first rate cut since December. Further declines are expected to unfold over time.
Read MoreInside the World of Smart Home Devices

Smart thermostats, appliances, lighting, and digital assistants make home automation easy, letting you control temperature, lights, and more remotely.
Read MoreFed Cuts Rates, Signals Two More in 2025

The Federal Reserve cut its key rate to 4.1% and projected two more cuts this year as job growth slows and unemployment ticks higher.
Read MoreAugust Housing Starts Slip Amid Cost Challenges

U.S. housing starts fell 8.5% as affordability slowed single-family construction, but lower interest rates may boost future building.
Read MoreFlorida Buyers See Late Fall Advantage

Realtor.com’s report shows the U.S. market peaks Oct. 12–18 for buyers, while Florida’s best deals arrive late Oct.–Dec. with more listings and lower prices.
Read MoreFlorida Housing Holds Steady Amid Market Pressures

At the Florida Realtors Convention, Chief Economist Brad O’Connor said home sales remain slightly below last year's while prices stay well above pre-pandemic levels.
Read More'Quiet Luxury' Is Coming for the Housing Market

Wealthy buyers are opting for homes that balance convenience, style, and investment value rather than size and can be purchased in cash.
Read MoreBuilder Confidence Steady, Future Sales Look Up

Builder sentiment remained unchanged in September. Lower mortgage rates and a possible Fed rate cut lifted future sales expectations, while more builders cut prices.
Read MoreDeadlines Looming for Hurricane Claims

Florida law allows one year to start a storm claim. Helene deadline is Sept. 26, 2025. Milton deadline is Oct. 9, 2025. Supplemental claims get 18 months.
Read MoreHousing Market Shifts as Sellers Adjust Prices

Homebuyers are gaining leverage as sellers cut prices, offer concessions and listings linger, though affordability challenges keep sales near historic lows.
Read MoreThree Paths for Mortgage Rates Ahead

A Fed rate cut is expected Sept. 17, but mortgage rates, shaped by investor demand and Treasury yields, could rise, steady or drop.
Read MoreU.S. Housing Affordability Shows Modest Gains

With mortgage rates easing and home prices slowing, affordability has increased 3.1% YOY across the U.S. However, conditions remain well below pre-pandemic norms.
Read MoreDrop in Mortgage Rates Sparks Refinances

Mortgage rates fell to an 11-month low, prompting more refinancing. Experts urge caution if the break-even period to recoup costs is over two years.
Read MoreRadon Testing: A Simple Step for a Safer Home

Radon, an invisible gas and second-leading cause of lung cancer, can enter any home. Regular testing and affordable mitigation protect health and property values.
Read MoreHow to Reach the Coveted 850 Credit Mark

Only about 2% of Americans achieve an 850 credit score. With steady habits and smart monitoring, anyone can move closer to top-tier credit and better loan rates.
Read MoreWant to Sell Your Home? Start Early

Many longtime homeowners hold large equity gains, but today’s market calls for early planning and careful pricing to ensure a smooth, profitable sale.
Read MoreWorking Smarter with AI in Real Estate

Jonathan Lickstein, COO of LoKation Real Estate, shares at the Florida Realtors Convention how AI helps his agents streamline tasks, nurture leads and stay efficient.
Read MoreRE Q&A: Is Our New Home in an HOA Neighborhood?

To determine if a home is in an HOA community, check the deed and closing documents. If recorded, the annual fee is required; if not, it’s optional.
Read MoreCensus Bureau: Cost of Homeownership Rising

U.S. homeowners’ median monthly costs rose 3.8% to $2,035 in 2024, with mortgage holders spending 21.4% of income as rents climbed 2.7% to $1,487.
Read MoreJobless Claims Dip in State, Jump Nationally

Florida’s jobless claims fell 1.7% to 5,624 last week, while U.S. filings surged 11% to 263,000, which was the highest weekly total since 2021.
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