Calculating a Mortgage Payment Within a Budget

Borrowers can lower their mortgage payments by increasing their credit score, extending their loan term or getting rid of private mortgage insurance.
Read MoreFlorida Study Highlights Wage Gap, Homelessness

A Florida Housing Coalition report found a 122% increase in students identified as homeless in the last decade. The income-housing gap is widening.
Read MoreFannie Mae: Mortgage Rate Optimism Spikes

Consumers expect rates and home prices to decline in the coming year but they remain cautious about the market and affordability.
Read MoreReal Estate Wire Fraud: Verify Before Paying

Homebuyers are falling victim to real estate wire fraud, in part due to lax cybersecurity and the complicated sales process. Many never recover their money.
Read MorePink, White or Sugary Shores? Buyers Care

Buyers looking for properties near the beach care about sand because it can impact their overall experience. Agents say high-quality sand is an economic asset.
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Over 19,000 claims have been filed from Hurricane Debby, which made landfall in Taylor County on Aug. 5. Florida Realtors DRF is accepting applications until Feb. 5, 2025.
Read More Helping Your Adult Children Become Homeowners

Helping your adult child purchase a home starts with an honest conversation. Find out if your child wants the help and if you can afford it.
Read MoreBathroom Reno: Little Changes, Big Impact

Bathroom renovations don’t have to be messy and expensive. For quick changes, add a fresh coat of paint and install new fixtures.
Read MoreFlorida Realtors Introduces New Contract Riders

The new residential contract riders address buyer credits (concessions) and compensation. Florida Realtors will host a Sept. 16 webinar to discuss the riders.
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Wallethub ranked four Florida cities – Miami, Orlando, Fort Lauderdale and Tampa – as the best for retirement due to lower taxes and high-quality healthcare.
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The Federal Trade Commission issued a final rule that bans reviews and testimonials attributed to people who don’t exist or are AI-generated, among other things.
Read More Florida Firms Build Affordable Housing for Workers

A growing number of Florida’s largest employers are building workforce housing to offset shortages and encourage employee retention.
Read MorePrequalified vs. Preapproved: Key Differences

Just starting to think about buying a home? Get prequalified. Ready to buy? Get preapproved. You don't need a prequalification to get preapproved.
Read MoreKitchen Reno: Tips and Expectations

Kitchen renovations can be expensive but usually provide a good ROI. Expect the project to be disruptive but worth the time.
Read MoreUse Focus and Flexibility to Navigate Change

When change happens, stay flexible and focus on your strengths. Control your attitude and actions to thrive in real estate – pivot, provide value and adapt.
Read MoreWhat to Do if a Hurricane Damages Your Home

Preparation is the key to navigating hurricane damage. Before any storm, check insurance policies for coverage and take a home inventory.
Read MoreHome Mortgage Lending Rebounds Nationwide

Residential lending saw a 23.2% increase in Q2 2024 over the prior three-month period, marking the first gain in a year and bolstered by strong spring buying.
Read MoreHow Real Estate Agents Are Using AI Right Now

Agents are using AI to write property descriptions and housing market summaries. However, all AI-written content should be thoroughly checked for accuracy.
Read MoreDoggone Great Florida Cities for Pups (and People)

Two Florida cities stood out as top dog for best cities for pet-friendly restaurants, affordable pet insurance and dog-friendly apartments.
Read More2024 Multifamily/Commercial Lending to Rise 26%

Commercial and multifamily mortgage lending is expected to reach $539 billion, driven by lower interest rates and maturing loans, the MBA said.
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